Life Insurance & Annuities

While coverage for your valuable assets is necessary and very important, what if something should happen to you?

 
Owning adequate life insurance is also important. It provides money for your family at a time when it’s needed the most. As your Agent, I would like to help you develop a program that meets your personal insurance needs.
 

Life Insurance

  • Choose from a variety of life insurance policies available to fit your personal needs.
  • Term insurance provides affordable coverage for a specific number of years.
  • Whole life insurance provides coverage for your entire life and builds cash value. (It just keeps building value, even when you’re not looking.)
  • Universal life insurance offers features of both term and permanent insurance, with more flexibility than other plans.
  • Combine the features from both term and permanent policies and you’ve got a customized protection package for your family.

Use this calculator to help you determine how much life insurance you need.

 

Annuities

  • A safe investment alternative that includes guaranteed interest rates, tax deferral, and an option to have guaranteed income for life.
  • Fund-qualified retirement plans such as Roth, Traditional or SIMPLE IRAs or a Simplified Employee Pension (SEP).
  • A tax-deferred savings plan that is not subject to annual deposit limits.
  • Roll over qualified funds from an employer’s retirement plan, such as a 401(k), when changing jobs. (With ERIE, it’s much easier to do than it might seem.)

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