Property Insurance

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We offer insurance for 1-4 unit primary residences as well as insurance for landlords, tenants and condos. Erie’s insurance offers Guaranteed Replacement Cost! Does your current homeowner’s policy offer that?

Erie’s HomeProtector Policies automatically include more than 50 Xtra Protection Features — It is this innovative spirit that helps The Erie set the standards for now and the 21st century-some of the Xtra Protection Features include:

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  • Coverage up to $2500 for loss due to theft, forgery or unauthorized use of a credit card or fund transfer card and unknowingly accepting counterfeit money.
  • Payment up to the Personal Property limit for loss to contents of a refrigerator or freezer on the residence premises from either power or mechanical fei lure.
  • Reimbursement for fire extinguisher recharge (after a fire loss).
  • Coverage up to $3,000 for theft of jewelry, watches, furs, precious and semi-precious stones.
  • Payment for all reasonable fire department service charges to save or protect insured property.
  • Coverage up to $3,000 for theft of guns and related equipment.
  • Coverage up to $3,000 for theft of silverware, silver-plated ware, gold ware, gold-plated ware and pewter ware.
  • Endorsements
  • For a minimal additional premium, The Erie will increase the special amounts shown under the Personal Property Coverage of your policy to the following:
  • $750 for money, travelers checks, bank notes, gold bullion, gold and silver.
  • $2,500 Accounts, bills, deeds, evidence of debt, notes, passports, securities, tickets, and stamps.
  • $2,500 trailers and campers not otherwise insured whether licensed or not.
  • $2,500 water craft, including their trailers, whether licensed or not, furnishings, equipment and out board motors.
  • $5,000 Theft or loss of guns and related equipment.
  • $5,000 Theft or loss of jewels, watches, furs.
  • $5,000 Theft or loss of silverware, gold ware or pewter ware.

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