Business & Commercial Insurance - Auto, Home, Life & Business Insurance for Olmsted Falls, Northeast Ohio and all of Ohio

Business & Commercial Insurance Near Me

Protecting Your Investment in Olmsted Falls, Olmsted Township, and the State of Ohio.

Your Local Partner for Commercial Protection

You put your heart, soul, and equity into your business. We can help you protect your investment. From small contractors to multi-million dollar businesses, we create a policy that fits your exact needs. Choosing commercial insurance can be complicated, but we have the expertise to guide you to the right policy from top-rated carriers like Erie, Grange, Progressive, and West Bend.

Industries We Insure

Retail & Property

Apartment Owners
Condominium Owners
Landlord & Property Owners Insurance
Property Managers & Owners
Retail Stores
Self Storage & Store & Lock Centers
Wholesaler-Distributors Insurance

Contractors & Trades

Contractors
Contractors Insurance
Electricians
Landscapers
Painters
Plumbers
General Repair Shops

Professional & Specialty

Offices & Professional Services Insurance
Medical Professional
Veterinarians & Pet Care Insurance
Manufacturers Insurance
Breweries, Wineries, Distilleries Insurance
Church Insurance / Religious Organizations
Auto Body Shops / Auto Services Insurance

Essential Commercial Policy Types

General Liability & Property

General Liability
Protection against lawsuits arising from business operations.

Business Owners Package (BOP)
Combines property and liability coverage into one policy.

Commercial Building Property
Protection for the physical structure of your owned business space.

Business Personal Property
Covers contents, inventory, and equipment inside the business.

Employee & Operations

Workers Compensation
Mandatory insurance protecting employees injured on the job.

EPLI
Employment Practices Liability Insurance.

Business Umbrella Policies
Extra liability coverage that sits over primary policies.

Crime
Coverage for losses due to theft, forgery, or employee dishonesty.

Specialized
Risks

Commercial Auto
Coverage for your company’s vehicle fleet.

Inland Marine
Coverage for business property and equipment while in transport.

Equipment Floater
Covers valuable equipment not on the premises.

Pollution Liability
Coverage for environmental damage or cleanup costs.

Financial & Management

Bonds
Financial guarantees (and we can get them to you the same day!).

Errors & Omissions (E&O)
Professional Liability Insurance.

Directors & Officers (D&O)
Protects management from claims related to governance.

Cyber Liability
Protects against data breaches and network security failures.

Commercial & Business Insurance

Running a business in Northeast Ohio comes with unique risks. We simplify commercial coverage—from Workers’ Comp to Surety Bonds—so you can focus on growing your company.

What is a Business Owners Policy (BOP)?admin2025-12-15T14:44:04+00:00

What is a Business Owners Policy (BOP)?

A BOP is a bundled package designed for small to mid-sized businesses. It combines General Liability (protection against lawsuits) and Property Insurance (protection for your building and contents) into one affordable policy.

Do I need Workers’ Compensation?admin2025-12-15T14:44:04+00:00

Do I need Workers’ Compensation?

In Ohio, if you have employees, you are generally required to carry Workers’ Compensation insurance to cover medical expenses and lost wages for employees injured on the job.

How fast can I get a surety bond?admin2025-12-15T14:44:04+00:00

How fast can I get a surety bond?

We understand that contractors often need bonds quickly to bid on jobs. In many cases, we can issue bonds the same day.

Do you insure specific trades like contractors or restaurants?admin2025-12-15T14:44:04+00:00

Do you insure specific trades like contractors or restaurants?

Yes, we have specialized packages for a wide variety of industries, including contractors, restaurants, auto repair shops, apartment owners, and retail stores.

You Focus on Growth. We’ll Handle the Risk.

Running a business is hard enough without worrying about your coverage gaps. As local independent agents, we build custom insurance packages that fit your specific industry, your employees, and your budget.