Contractors Insurance Near Me

What is Contractors Insurance?

Contractors Insurance policies protect your business from work-related accidents that can cause devastating financial debts. 

Protect your business with adequate insurance coverage(s) and limits that match your exposure in case your business is put at risk.

Wagner Insurance Group is your local Contractors Insurance expert! We insure many different types of contractors – plumbers, electricians, carpenters and many more!

What Contractors Insurance coverage do I need?

At a minimum, you’ll need Liability Insurance, Personal Property Insurance and Commercial Auto Insurance.

As far as amount of insurance you’ll need, the minimum would be $1,000,000 (one million) dollars of Liability Insurance and also enough Property Insurance coverage for your tools, equipment and inventory.

You will also want to consider Errors and Omissions Coverage (protects you from lawsuits claiming you made a mistake in your professional services), Inland Marine Insurance (covers products, materials and equipment when transported over land or sitting in a warehouse), Umbrella Insurance (addtional coverage above your current liability coverage limits), Employment Practices Liability (EPLI- coverage against employee claims), Workers’ Compensation (compensation to employees who suffer work-related injuries) and more!

Do you offer Contractors Bonds?

Yes we do!

We issue bonds same day if requested by 3:00 PM EST. We must insure your liability to issue a bond.

Don’t risk your business! Call today and speak with one of our professionals to help you determine your Contractors Insurance needs.

Wagner Insurance Group protects businesses throughout Northeast Ohio and the entire State of Ohio. If you’re looking for a better insurance experience, contact us today!