Boat and Personal Watercraft Insurance2025-12-24T03:36:23+00:00

Boat & Watercraft Insurance: Protecting Your Fun Investment

Coverage for Olmsted Falls, Olmsted Township, and the State of Ohio.

Worry-Free Time on the Water Starts Here.

Boats and personal watercraft are big investments. If you love being out on the water, you know they’re worth it. Protect your fun investment with coverage that’s designed with the boat lover in mind—not just some standard coverage or add-on to your Homeowners Insurance.

Wagner Insurance Group will help you find comprehensive insurance protection that covers you, your family, your friends, your watercraft, and your equipment. Plus, the average boat policy costs less than a dollar a day.

Specialized Coverage for Life on the Water

Protection & Loss

Total Loss Replacement
Replaces your boat with a brand new one of similar make and quality.

Propulsion Plus® Coverage
Provides coverage for the motors (upper and lower units) in the event of a mechanical breakdown, including those caused by wear and tear.

Wreckage Removal Coverage
Pays for any attempted raising, removal, or destruction of the wreckage.

Fuel Spill Liability
Coverage for unintentional oil or fuel spills that result in bodily injury or property damage.

Savings & Convenience

Disappearing Deductibles
Reduces the deductible by 25 percent at each claim-free renewal.

Replacement Cost Fishing Equipment
Up to $10,000 for tackle, rods, and reels.

Replacement Cost Personal Effects
Protects your personal items including cameras, clothes, and cell phones.

24-hour Roadside Assistance
Covers the trailer and tow vehicle, even if the tow vehicle is not insured.

Trip & Specialty Cover

Sign & Glide® Coverage
Help comes to you if you’re stranded on the water and need fuel, a jump, or tow with no out-of-pocket costs.

Hurricane Haul Out Coverage
Reimburses you 50 percent of the cost incurred to haul out your boat due to a named storm.

Trailer Trip Interruption
Pays for meals, transportation, and lodging if you have a breakdown while towing your watercraft.

Medical Payments
Includes coverage for water-skiers.

Boat & Watercraft Insurance Questions

Don’t get stranded on the water. We answer your specific questions about on-water towing, fishing gear coverage, and protecting your vessel during the off-season.

What is Sign & Glide® coverage?2025-12-15T14:44:02+00:00

This is a specialized on-water assistance coverage. If you are stranded on the water, it covers fuel delivery, jump starts, or towing with no out-of-pocket costs.

Is my fishing gear covered?2025-12-15T14:44:02+00:00

Yes! We offer Replacement Cost Fishing Equipment coverage, protecting up to $10,000 worth of tackle, rods, and reels if they are stolen or damaged.

What is Total Loss Replacement for boats?2025-12-15T14:44:02+00:00

If your new boat is totaled within a certain timeframe, this coverage replaces it with a brand-new model of similar make and quality, rather than paying you the depreciated value.

Worry-Free Time on the Water

Get specialized coverage that protects your investment, equipment (up to $10,000 for fishing gear), and offers emergency help with Sign & Glide®.

Your Local, Independent Insurance Partner.

Office Location

Wagner Insurance Group
9696 Columbia Rd.
Olmsted Falls, OH 44138

Office Hours

Mon-Thu: 8:00 a.m. to 5:00 p.m.
Fri: 8:00 a.m. to 4:30 p.m.
Closed Sat and Sun

© 2011- 2026 • Wagner Insurance Group • All Rights Reserved

Course has been added to your cart
view cart
[fusion_woo_mini_cart show_subtotal=”yes” show_remove_icon=”yes” show_buttons=”no” buttons_stretch=”no” buttons_layout=”floated” buttons_alignment=”center” buttons_justify=”center” link_style=”link” icon_position=”left” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” animation_direction=”left” animation_speed=”0.3″ animation_delay=”0″ images_max_width=”100px” product_title_color=”var(–awb-color6)” remove_icon_bg_color=”var(–awb-custom_color_1)” remove_icon_color=”var(–awb-color1)” fusion_font_variant_product_title_font=”var(–awb-typography5)” fusion_font_family_product_title_font=”var(–awb-typography5-font-family)” product_title_font_size=”var(–awb-typography5-font-size)” product_title_line_height=”var(–awb-typography5-line-height)” product_title_letter_spacing=”var(–awb-typography5-letter-spacing)” product_title_text_transform=”var(–awb-typography5-text-transform)” product_price_color=”var(–awb-color5)” fusion_font_variant_product_price_font=”var(–awb-typography4)” fusion_font_family_product_price_font=”var(–awb-typography4-font-family)” product_price_font_size=”var(–awb-typography4-font-size)” product_price_line_height=”var(–awb-typography4-line-height)” product_price_letter_spacing=”var(–awb-typography4-letter-spacing)” subtotal_text_color=”var(–awb-color6)” fusion_font_variant_subtotal_text_font=”var(–awb-typography4)” fusion_font_family_subtotal_text_font=”var(–awb-typography4-font-family)” subtotal_text_font_size=”14px” subtotal_text_line_height=”var(–awb-typography4-line-height)” subtotal_text_letter_spacing=”var(–awb-typography4-letter-spacing)” fusion_font_variant_subtotal_amount_font=”var(–awb-typography2)” fusion_font_family_subtotal_amount_font=”var(–awb-typography2-font-family)” subtotal_amount_font_size=”16px” subtotal_amount_line_height=”var(–awb-typography2-line-height)” subtotal_amount_letter_spacing=”var(–awb-typography2-letter-spacing)” /]
Go to Top