Recreational Vehicle Insurance2025-12-24T03:37:05+00:00

RV Insurance Near Me: Protection for Your Adventure

Coverage for Olmsted Falls, Olmsted Township, and the State of Ohio.

Worry-Free Adventures Start Here.

You love exploring the beauty of the outdoors from the comfort of your RV or camper. RV Insurance helps keep your adventures covered. Wagner Insurance Group can help make your time on the road, at the campsite, or traveling relaxed and worry-free.

We offer RV Insurance policies covering motor homes up to $500,000 in value and travel trailers up to $300,000 in value. We’ll help you find comprehensive protection that covers you, your family, and your vehicle.

Unique Coverage for Your Home on the Road

Protection & Loss

Total Loss Replacement
Replaces a “totaled” RV with a new model of similar make and quality.

Roof Protection Plus®
Provides coverage to repair or replace the vehicle’s roof, even if the cause is wear and tear.

Windshield Coverage
$0 deductible option for replacing a damaged windshield.

Savings & Convenience

Disappearing Deductibles
Reduces the deductible by 25 percent at each claim-free renewal.

24-hour Roadside Assistance
Provides assistance for disabled vehicles—we’ll send a tow truck that can handle your RV.

Replacement Cost Personal Effects
Protects your personal items, including cameras, clothes, and cell phones.

Trip & Specialty Cover

Emergency Vacation Expense
Provides up to $2,000 for lodging and transportation if an RV is damaged during a trip.

Pest Damage Protection℠
Provides coverage for damage caused by rats, mice, insects, birds, and other non-domesticated animals.

Free Pet Injury coverage
Pays up to $1,000 toward veterinary fees or the pet’s replacement.

RV & Travel Trailer FAQs

A standard auto policy often isn’t enough for your home-on-wheels. Learn how we protect your adventures, whether you are a weekend warrior or a full-time traveler.

Is my RV covered under my auto insurance?2025-12-15T14:44:02+00:00

While your auto policy might extend some liability to a trailer while towing, it does not provide comprehensive protection for the RV itself or your belongings inside. You need a specialized RV policy for full protection.

What if I live in my RV full-time?2025-12-15T14:44:02+00:00

We offer a Full-Timer’s Package specifically for those who use their RV as a primary residence. This acts more like a homeowners policy, providing personal liability and medical payments coverage similar to a house.

Does insurance cover pest damage in my camper?2025-12-15T14:44:02+00:00

Standard auto policies usually don’t, but our specialized RV policies offer Pest Damage Protection℠, covering damage caused by birds, rodents, and insects.

Insure Your Adventures (RV/Camper)

Specialized policies that cover your home-on-the-road up to $500,000, including Total Loss Replacement and unique Pest Damage Protection℠.

Your Local, Independent Insurance Partner.

Office Location

Wagner Insurance Group
9696 Columbia Rd.
Olmsted Falls, OH 44138

Office Hours

Mon-Thu: 8:00 a.m. to 5:00 p.m.
Fri: 8:00 a.m. to 4:30 p.m.
Closed Sat and Sun

© 2011- 2026 • Wagner Insurance Group • All Rights Reserved

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